panicattacks101.com

Midlife career change, find career change success in 7 simple steps.

A mid-life career change can be a challenging project. Think about the possible results after you make the career change. The rewards should bring you new job satisfaction and fulfill a range of personal and financial needs.

Midlife career changes occur for a variety of reasons. One reason not to stay in your current career is that you’ve achieved some success and you then rationalize staying in a job as you are becoming more and more disillusioned and miserable. Another thing you might hear is that you shouldn’t be changing careers because at your age it either can’t be done and you should be satisfied “you do have a job don’t you.”

Leaving one career for another for the wrong reasons will not fix the problems; it will just transport them to a new location.

As you develop your midlife career change plan here are 7 steps to consider:

1. Where are you now? Carefully consider you current career. Is there anything you can do to make the situation better? Can you transfer to another career with the same employer? Is it the employer or the career that’s the problem? If it’s your current employer that’s the problem, should you consider staying in the current career with another employer?

2. Self-Assessment and Research: Review your skills and knowledge. What do you enjoy doing? What do you not want to do? Why? Do you have any interests that translate into a new career? Are there parts of your current career you really enjoy? Do not enjoy? What skills and knowledge are required in prospective careers? What possible gaps do you have to fill to qualify for the new career?

Gather information about prospective careers by talking to those currently working in the field, reading job descriptions and other internet resources. After you’ve analyzed your situation, looked carefully at your likes and dislikes and sketch out a possible direction building a new career plan. As you research possible new careers you should write out new career goals. Stay flexible and be willing to move in another direction if you reach a dead end.

3. What are the skills you bring to your new career? Your new proposed career may require different or additional skills and knowledge. However, with your previous experience you will find a whole family of transferable skills to your new career.

Skills and accomplishments in leadership, project management, problem solving, communications and others will cross over into the new career. How you list achievements in these skills on your resume and cover letter will help get you noticed and scheduled for the job interview.

4. Adding Qualifications and Education: Once you’ve identified a possible career look carefully at the normal qualifications and skill sets required. Do you have a possible gap in any area?

If the career requires specific training or education can you cover it with self-study, internet learning, or seminars and workshops? Perhaps a night course in a local junior college would be sufficient. Or a mentor could put you on a path toward completing the required qualification.

Sometimes the requirement is career related experience. This can be solved by doing work for a non-profit, or helping on a committee in a career related association, or part-time, temp or working as a contractor.

5. Networking your way to Success: Find others working in your planned career. You can locate them through friends, relatives, co-workers, or area or national career related associations, or Linkedin and other social networking sites.

You can learn a great deal about your proposed career by speaking to those currently working in the career. There are many good articles about making maximum use of this resource. Study the information available to turn networking into a valuable source of career information.

6. Financial Planning is a Must: You must integrate financial planning into your midlife career change plan. Your prospective new career may not pay you what you earned in your old career. How you cover the shortfall is important. It can be a combination of savings or reduction in expenses.

Be realistic in you planning on promotions and pay increases in your new career. With proper financial planning you can reduce your money concerns in the job change. In your career planning you may find you need to make several jobs change to qualify for your proposed career. This also must be factored into your career and financial planning.

7. Plan for Success in your New Career: You’ve now gotten a job on the first rung of your new career ladder. It is absolutely not the time to coast or put you career plan in the closet.

Continue your course of study and reading in the new career field and business and leadership in general. If your new employer offers help in added education take advantage of his offer.

Work carefully with you new boss on what is expected in the job; under promise and over deliver. Keep your eyes open for opportunities to excel. Build up your network of like-minded individuals. Help others find their dream careers, you’ll feel great and be building a productive network

Keep working and building your career plan. If you do your midlife career change will be nothing but successful.

For more information about career planning and career development go to http://careersafter50.com. You’ll also find ideas about changing careers and the stories of individuals just like you who successfully made midlife career changes.

• Comments Off
• Uncategorized

If you’re like me, When you crank up that BBQ grill for the season it’s all about cooking perfect steak. I love all kinds of foods cooked on an outside bbq grill, but none says summer quite like that sweet smell of steak on the grill. For me, the results are always predictable and always pretty close to perfect. This is because I use the same process every time and I start with the end result in mind. So that’s my first tip: cooking perfect steak starts with identifying what that means to you and then learning about the basic cooking method so that you can navigate to that desired point. You’ll have to decide on the definition of perfection for yourself – that’s the fun part. But the next few paragraphs should help with the second part – learning the process and the basic cooking method that helps get you to your perfection.

It All Starts BEFORE Cooking Tenderloin!

For most carnivores, the beginning of the process towards steak nirvana is when you actually start cooking tenderloin. Unfortunately, this approach leaves out one of my best secrets for cooking perfect steak: start with the whole tenderloin. There are so many advantages to buying a whole tenderloin and breaking it down yourself. You can definitely save some money learning how to do this, and it is a lot easier than you think. When you buy the whole tenderloin, the first thing you have to do before cooking tenderloin is to remove the “chain”. The chain is the side muscle; it contains a lot of the fat and is great for use later in stews, chilis or even my favorite treat: Tenderloin Philly cheese steak. But that’s a whole other way for cooking tenderloin and beyond the scope of this article! Once you’ve removed the chain, you must remove the thick top end of the tenderloin – “the head”. This, too can be set aside and used later. What you are left with is a long tenderloin from which to cut your steaks. The most important thing to remember is to try to cut the steaks of consistent size by weight. Consistent size equals consistent cooking, which equals reliable cooking! Use a scale and aim for a consistent size somewhere between 3 and 5 oz per steak, depending on who you’re cooking for.

Do you Really Know How to Grill Beef?

If you believe most people, grilling takes no skill at all. It’s so much easier than cooking and anyone can do this with little advance planning or common knowledge. Right? This is actually one of my favorite cooking myths! Knowing correctly how to grill beef (or anything else) is essential to outdoor cooking success. Grilling is direct source conductive heat. Cooking is to grilling as driving is to flying a rocket ship. Everything happens quickly and intensely with grilling and that includes mistakes. So, let’s begin with the simple process:

1. First, get the grill as hot as possible. Keep the lid down while heating the grill, but open when cooking. This is another common grilling mistake. If you close the lid while cooking, the method you are applying is similar to that of oven cooking. Why bother doing it outside on the grill?
2. Brush the steak with olive oil and season with salt and pepper. You can use any other kind of seasoning or rub here, but I find that the true steak flavor comes from a good cut of meat and you don’t need anything else. You might have a different opinion so season as you see fit.
3. Place the steak on the hot grill “show side” down – meaning the side you’d want to display on the plate goes down on the grill first.
4. Now observe for signs of done-ness. When the steak is 75% done on one side, flip it over and cook the rest of the way.

Knowing how to grill beef is a simple process, but most people still go into it blindly. By following the steps, you will always be working towards cooking the perfect steak, rather than just cooking a steak until it has reached a safe to eat temperature and texture. The fine line of difference between acceptable and perfection make all of the difference, and with perfection so reliably reachable, why not aim high?

How Long Should the Meat Cook? Until It’s Done!

So, here we are. We always arrive at the same question. In travel, it’s: are we there yet?; and in cooking, it’s: how long should the meat cook?. Well, I have one answer to all of the how long questions: until it’s done. Yes, it really is that simple. Let the meat cook until it’s done. And now we get into the more interesting question: how do I know when it’s done? I often say that cooking is a journey – so you are a tourist, an observer on that journey. As you observe what happens to the steak during the cooking process, you will notice some predictable things happen. First, at 165 degrees, proteins coagulate. What you will see when this happens is that the steak will stiffen and shrink. You will see the sides of the tenderloin start to get brownish gray. At 320 degrees, the sugars caramelize. If you lift a side of the steak up slightly and look underneath, you will see the formation of grill marks to indicate this is happening. You will also begin to smell that nice, sweet, smell – telling you that you are cooking perfect steak and all is happening as it should. When the steak is 50-75% cooked on one side, it reaches what is termed in French culinary as “a point”. You will observe the juices start to bubble up to the red top. This indicates it is time to flip the steak, allowing it to finish its cooking on the other side. The last observation you will make to determine done-ness is the most quantitative because you will use a thermometer. Don’t cut open your steak to peer into the middle! Don’t stab at it with a fork! Both of these activities will release all of the juiciness you just worked so hard to achieve! 125-135 degrees is rare; 145-150 is medium and 160-165 is well done. So pick your temperature and remove the steak from the grill. But before serving it, let it rest for 5-10 minutes so that the juices can redistribute and run off onto the non-serving plate.

Just by understanding these simple facts about grilling, cooking perfect steak is almost a guaranteed result. Go ahead and get your own whole tenderloin today and get ready for some great outdoor eating!

Chef Todd Mohr is a classically trained chef, entrepreneur, cooking educator and founder of WebCookingClasses. You CAN learn to cook without written recipes by taking his FREE cooking class that will change the way you think about cooking forever!

• Comments Off
• Uncategorized

Here are the consensus bowl picks from the SportGamble.us staff.

Tue., Dec. 14

New Orleans Bowl

North Texas vs Southern Mississippi

SG’s Pick: North Texas

If the So. Miss defense can stop Jamario Thomas from adding to his gaudy stats they should be able to keep this one close.

7:30 pm

Tue., Dec. 21

Champs Sports Bowl

Georgia Tech vs Syracuse

SG’s Pick: Georgia Tech

7:45 pm

Wed., Dec. 22

GMAC Bowl

Memphis vs Bowling Green

SG’s Pick: Bowling Green

I want to pick Memphis to win this battle, but the Falcon’s scoring offense, 4th in the nation, will simply outscore Memphis regardless of how well they play.

8:00 pm

Thur., Dec. 23

PlainsCapital Fort Worth Bowl

Cincinnati vs Marshall

SG’s Pick: Marshall

Marshall has shown up to play in big games this year. I consider a bowl game a “big” game, wouldn’t you?

6:30 pm

Las Vegas Bowl

Wyoming vs UCLA

SG’s Pick: UCLA

UCLA should burn Wyoming with it’s passing and running game. Although, Wyoming is playing in it’s first bowl game in 11 years…that’s certainly motivating.

9:45 pm

Fri., Dec. 24

Hawaii Bowl

UAB vs Hawaii

SG’s Pick: Hawaii

NCAA’s all time passing leader should have a hay-day against this no show UAB defense

7:00 pm

Mon., Dec. 27

MPC Computers Bowl

Fresno State vs 18 Virginia

SG’s Pick: Virginia

Fresno State failed to play with the big dogs this season and Virginia is on the horizon to become one.

2:00 pm

Motor City Bowl

Toledo vs Connecticut

SG’s Pick: Toledo

Connecticut has a football team? Well, that’s what we would have said last season but they have a QB that can rip the secondary. You probably haven’t heard of him but the NFL scouts know him very well. Connecticut has a chance if they grasp the mindset they had when meeting Pittsburgh earlier in the year.

5:30 pm

Tue., Dec. 28

Independence Bowl

Iowa State vs Miami (Ohio)

SG’s Pick: Iowa State

Iowa State’s explosive offense will give Miami all they want…plus some.

6:30 pm

Insight Bowl

Oregon State vs Notre Dame

SG’s Pick: Notre Dame

Notre Dame is going to fight its heart out in defense of Tyrone Willingham. Oh, did we mention they’re a pretty good football team anyway?

9:45 pm

Wed., Dec. 29

Houston Bowl

Texas-El Paso vs Colorado

SG’s Pick: Texas-El Paso

Jordan Carson (name sound familiar?) will finally have his chance to showcase his talent on national television. Colorado is still wondering what happened in the Big 12 championship…

4:30 pm

Alamo Bowl

24 Ohio State vs Oklahoma State

SG’s Pick: Ohio State

Oklahoma State is no stranger to big games. Unfortunately, they haven’t learned how to win them.

8:00 pm

Thur., Dec. 30

Continental Tire Bowl

25 Boston College vs North Carolina

SG’s Pick: Boston College

North Carolina has a lack of “big game” experience while Boston College has the “secret to success” for winning bowl games, they’ve won 4 straight.

1:00 pm

Emerald Bowl

New Mexico vs Navy

SG’s Pick: Navy

Did we say Navy? That’s right! These guys finally learned how to play football.

4:30 pm

Holiday Bowl

4 California vs 23 Texas Tech

SG’s Pick: California

Cal will punish Texas Tech for being pushed out of the BCS picture.

8:00 pm

Silicon Valley Bowl

Troy vs Northern Illinois

SG’s Pick: Northern Illinois

Troy has never been to a bowl game and they’re not ready to win one either. N. Illinois has a ground attack that will out-muscle this Troy defense.

11:00 pm

Fri., Dec. 31

Music City Bowl

Alabama vs Minnesota

SG’s Pick: Alabama

This isn’t because we like the SEC. Minnesota isn’t playing at home…

12:00 pm

Sun Bowl

Purdue vs 21 Arizona State

SG’s Pick: Purdue

Arizona State is coming with their 2nd string QB that Purdue’s young, yet darn good, defense should contain. Expect Purdue to light up the score board in this one!

2:00 pm

Liberty Bowl

10 Boise State vs 7 Louisville

SG’s Pick: Louisville

This may be bowl game of the year. If you like fast attack offenses and aggressive scoring, this game is for you! Vegas will be exploding with “total points” bets on this one.

3:30 pm

14 Miami (FLA.) vs 20 Florida

Peach Bowl

SG’s Pick: Florida

If Chris Leak (Gators) isn’t the best QB in the land he will be. When the Gators are operating on all cylinders I would pick them to beat anyone in the country. Keep an eye on this one because it should be a money maker!

7:30 pm

Sat., Jan. 1

Cotton Bowl

15 Tennessee vs 22 Texas A&M

SG’s Pick: Tennessee

The Vols simply ran out of time in the SEC championship. I suspect they will pick up where they left off. Neither team “should” be here so it will definitely be one of the better games to watch.

11:00 am

Outback Bowl

16 Wisconsin va 8 Georgia

SG’s Pick: Georgia

Wisconsin can play offense buy GA’s fast defense will stop the run and force Wisconsin to throw resulting in too many mistakes to overcome. Georgia wins.

11:00 am

Gator Bowl

17 Florida State va West Virginia

SG’s Pick: Florida State

Florida State has put the lost to Florida behind them. Bowden’s ability to dominate bowl games has a “W” written all over it.

12:30 pm

Capital One Bowl

11 Iowa vs 12 LSU

SG’s Pick: LSU (restrictions apply…)

LSU is young but managed to fight their way to a good bowl game this year. If LSU’s defense can keep the score close they can pull this one off.

1:00 pm

Rose Bowl

13 Michigan vs 6 Texas

SG’s Pick: Texas

If Mack can persuade his players they’re as good as he did the nations coaches Texas will overcome a solid Michigan team.

4:30 pm

Fiesta Bowl

5 Utah vs 19 Pittsburgh

SG’s Pick: Utah

Pittsburgh slipped through the back door to win the Big East but I’m afraid Utah will show Pitt what it’s like to play with the Big Boys.

8:30 pm

Mon., Jan. 3

Sugar Bowl

3 Auburn vs 9 Virginia Tech

SG’s Pick: Auburn

Auburn should be playing for the national title. Look for Auburn to win big for the slight possibility of sharing the title.

8:00 pm

Tue., Jan. 4

Orange Bowl

1 Southern California vs 2 Oklahoma

SG’s Pick: Oklahoma

This one should come down to the last quarter. Oklahoma should prevail with stamina.

8:00 pm

SportGamble.us [http://SportGamble.us] is a community-oriented sports and sports gambling portal featuring news articles, high quality resources, spreads, message boards, blogs, and more.

• Comments Off
• Uncategorized

As a pet owner, do you need to have a pet trust or will in your estate plan? Well, maybe so, given the fact that in the American society of today one fundamental sociological reality has now become absolutely indisputable and well-established, namely, that America’s house pets (generally defined nowadays to include dogs, cats, fish, reptiles, and other small animals) are increasingly considered a member of the family or a child, and not just “animals” any more.

The evidence? The results of many credible surveys and studies, for example, which show, as in the case of an October 1999 report by the USA Today newspaper, for example, that more than 66% of American pet owners consider their pets as “a member of the family,” or as in the case of a more recent survey by the American Animal Hospital Association, which show that a whopping 84% of them thought of their animal companions as being their kids. As well as the evidence from the physical attitude, treatment and relationship of pet owners towards their companion animals. Unfortunately, however, that’s not the case! Not at all. In deed, quite the opposite is the case with most pet owners. Yes, it’s true that among pet lovers a strong impulse and wish often exists to make such a provision for the care of their pets in the event of the incapacity or death of the pet owner. But, typically, the vast majority of the American pet owners generally fail to follow through, however, to actually translate that professed desire into reality for the pets’ future. In point of fact, the most modern and effective way to “plan” for the pet’s future protection and care in case of a serious contingency, is through setting up an estate planning instrument called a “pet trust” for the pets. With a valid pet trust (and a few other simple estate planning vehicles related to it), you can make specific provisions for the care of your pets in the event of your disability or death, and provide for a reliable caretaker and funding arrangement for the pet which will be legally enforceable by the courts.

Nevertheless, most pet owners fail to set up such a device for their pets. Most pet owners, in deed even the estate plan professionals and lawyers in the field, are not too well informed about it. Pet owners pathetically fail, in overwhelming numbers, either to make any estate planning at all in their own affairs, or to include their pets in such plans, and frequently wind up leaving their pets with no protections and subject to undue sufferings, agony, even euthanasia after their owners are incapacitated or dead.

David Congalton, co-author of “When Your Pet Outlives You,” puts it this way: “How many of us have already gone the extra step to make sure our animal companions are safe if something unexpected happens to us? The Answer is NOT many.”

One 2000 study, for example, by pet law expert and pioneer, Prof. Gerry W. Beyer, reports that only between 12 percent and 27 percent of pet owners have provisions in their wills relating to their companion animals. JUST 27 percent – AT THE MOST!

NO WAY TO TREAT YOUR REAL MINOR CHILDREN. Pets, Our “Children”? Our “family members”?

Many studies have been conducted which show that many dogs, cats and other pets found in shelters end up there only because their owners became unexpectedly ill or incapacitated, or were for some reason unable to care for them, or died without leaving any plans for their pets’ next home or care.

A survey conducted between 1994 and 1997 by the National Council on Pet Population Study and Policy, for example, found “that 64 percent of all pets that entered the participating shelters for any reasons, were euthanized.” And David Congalton & Charlottte Alexander, co-authors of When Your Pet Outlives You, confirm that “More than 15 million dogs and cats are euthanized in animal shelters across the nation annually…[shelters] currently handle less than 1 percent of the nationwide abandoned parrot population.”

Can you possibly imagine our treating our HUMAN minor children with such gross neglect or carelessness, even indifference and callousness? We would all almost surely be hauled to jail en mass for the crime of abandonment and neglect of our helpless, innocent, loving minor children, wouldn’t we? Can you possibly imagine us leaving our minor or infant HUMAN children completely to fend for themselves when we’re not there, and without the normal protections and safeguards as would assure that they’ll have some substitute home and a caretaker, if we were not able or around, as are largely accorded them today? Or, possibly imagine us leaving our real minor human children behind with virtually one certain realistic fate for them – euthanasia and death?

Clearly, the main reason why these animals wind up wandering the streets or get euthanized, after their owners are incapacitated or dead, is because they simply can’t find homes. Their owners had made no thorough plan or arrangement – an estate plan – that would have put together such an arrangement for a next home, a suitable caretaker, and the funding plan, to assure that objective for the pets. Not a particularly comforting scenario especially for those of us who think of our pets as being like our kids! We have all heard the “horror stories” about pets being left behind in homes and apartments after the September 11th tragedy and the Katrina disaster. Such stories were, of course, more “visible.” And are seemingly more horrifying because of that visibility factor. The central problem of the kind of frightening fate that pets face when they’re left behind with no good estate plan arrangement, however, is not by any means uncommon or limited. It is general and widespread. And, it is real for most pets – long, long before September 11th and Katrina, and thereafter to this date.

THE MESSAGE? Take advantage of the recent advancements in the pet laws of the nation and simply create a good estate plan, including a valid “pet trust,” making specific provisionsfor the care of your pets in the event of your disability or death, and provide for a reliable caretaker and funding arrangement for the pet that will be legally enforceable by the courts. A good estate plan for the pet, to be complete, should also include a host of other special instruments, ranging from a suitable durable power of attorney, animal cards and animal identification and information documents, to Inter Vivos or Testamentary trust, etc. With such a plan in place, you’ll pretty much assure that in the event of any serious emergency in your life, your pets will not likely wind up in the pound or shelter somewhere awaiting euthanasia, but will be taken into a safe home and will be properly cared for by a responsible, caring caretaker

WHAT A WAY TO DEMONSTRATE OUR OWN UNCONDITIONAL LOVE FOR OUR PETS! We talk all the time about the unconditional love of our pets for us – unfailingly. Now, what about our own UNCONDITIONAL LOVE for them? Clearly, the ultimate, most genuine expression of ‘LOVE’ that we can bestow as a pet owner upon a beloved animal companion, is to assure a legally valid estate plan by which that pet animal would be protected and properly cared for in the event of our incapacitation or death.

Dog, cat, pet estate planning your pet’s future pet trust and will dog, cat, pet estate planning with will and pet trust [http://www.EstatePlanAndTrustforPets.com/index.html].

http://www.EstatePlanAndTrustForPets.Com [http://www.EstatePlanAndTrustForPets.Com/id60.html]

• Comments Off
• Uncategorized

If you are not a college football fan and could care less if you never see a bowl game in your life, you might wonder what all of the fuss is about. If you have a red-blooded male in your life, just ask him.

There will be 34 NCAA bowl games this year and the fuss in each one will be about prestige and money, big money, as in more than a collective $139 million for the participating teams and their respective conferences.

The actual bowl payouts reflected below add up to $127+ million, but the actual $139+ million figure arises because of some additional payouts for participating teams beyond the automatic qualifiers from the 6 major BCS conferences-the Atlantic Coast, Big East, Big Ten, Big 12, Pacific-10 and Southeastern.

A team must win 6 games to be bowl-eligible, according to NCAA standards. Some of the qualifying teams automatically receive bowl bids, and others are asked to participate in the less significant bowl games.

Just about every news organization that publishes the bowl-game lineups does so by the date of the contest, the first (on December 19th) to the last (the Bowl Championship Series title game on January 7th).

I choose to do it this year by the importance of the bowl based on its payout first, and then the prominence of the game based on its participants. The first 5 bowl games listed comprise the prestigious BCS super-contests with the biggest payouts.

Here is the complete lineup for the 2009 season (which stretches into 2010).

1) $17 million – The BCS National Championship Game between Alabama (13-0) and Texas (13-0) on Jan. 7.

2) $17 million – Sugar Bowl with Florida (12-1) and Cincinnati (12-0) on Jan. 1.

3) $17 million – Fiesta Bowl with Texas Christian (12-0) and Boise State (13-0) on Jan. 4.

4) $17 million – Rose Bowl with Oregon (10-2) and Ohio State (10-2) on Jan. 1.

5) $17 million – Orange Bowl with Georgia Tech (11-2) and Iowa (10-2) on Jan. 5.

6) $4.25 million – Capital One Bowl with Penn State (10-2) and Louisiana State (9-3) on Jan. 1.

7) $3.3 million – Outback Bowl with Northwestern (8-4) and Auburn (7-5) on Jan. 1.

$3.005 million – Chick-fil-A Bowl with Virginia Tech (9-3) and Tennessee (7-5) on Dec. 31.

9) $3 million – Cotton Bowl with Oklahoma State (9-3) and Mississippi (8-4) on Jan. 2.

10) $2.5 million – Gator Bowl with West Virginia (9-3) and Florida State (6-6) on Jan. 1.

11) $2.35 million – Holiday Bowl with Nebraska (9-4) and Arizona (8-4) on Dec. 30.

12) $2.25 million – Champs Sports Bowl with Miami, FL (9-3) and Wisconsin (9-3) on Dec. 29.

13) $2.25 million – Alamo Bowl with Texas Tech (8-4) and Michigan State (6-6) on Jan. 2.

14) $1.9 million – Sun Bowl with Stanford (8-4) and Oklahoma (7-5) on Dec. 31.

15) $1.7 million – Liberty Bowl with East Carolina (9-4) and Arkansas (7-5) on Jan. 2.

16) $1.6 million – Music City Bowl with Clemson (8-5) and Kentucky (7-5) on Dec. 27.

17) $1.35 million – Insight Bowl with Iowa State (6-6) and Minnesota (6-6) on Dec.31.

18) $1.1 million – Independence Bowl with Georgia (7-5) and Texas A&M (6-6) on Dec. 28.

19) $1 million – Las Vegas Bowl with Brigham Young (10-2) and Oregon State (8-4) on Dec. 22.

20) $1 million – Meineke Car Care Bowl with Pittsburgh (9-3) and North Carolina (8-4) on Dec. 26.

21) $1 million – St. Petersburg Bowl with Rutgers (8-4) and Central Florida (8-4) on Dec. 19.

22) $1 million – EagleBank Bowl with Temple (9-3) and UCLA (6-6) on Dec. 29.

23) $850,000 – Emerald Bowl with Southern California (8-4) and Boston College (8-4) on Dec. 26.

24) $750,000 – GMAC Bowl with Central Michigan (11-2) and Troy (9-3) on Jan. 6.

25) $750,000 – Poinsettia Bowl with Utah (9-3) and California (8-4) on Dec. 23.

26) $750,000 – Little Caesars Pizza Bowl with Ohio (9-4) and Marshall (6-6) on Dec. 26.

27) $750,000 – New Mexico Bowl with Fresno State (8-4) and Wyoming (6-6) on Dec. 19.

28) $750,000 – Humanitarian Bowl with Idaho (7-5) and Bowling Green (7-5) on Dec. 30.

29) $750,000 – International Bowl with South Florida (7-5) and Northern Illinois (7-5) on Jan. 2.

30) $700,000 – Texas Bowl with Missouri (8-4) and Navy (8-4) on Dec. 31.

31) $600,000 – Armed Forces Bowl with Houston (10-3) and Air Force (7-5) on Dec. 31.

32) $398,000 – Hawaii Bowl with Nevada (8-4) and Southern Methodist (7-5) on Dec. 24.

33) $325,000 – New Orleans Bowl with Middle Tennessee (9-3) an Southern Mississippi (7-5) on Dec. 20.

34) $300,000 – Papjohns.com Bowl with South Carolina (7-5) and Connecticut (7-5) on Jan. 2.

Copyright © 2009 Ed Bagley

Read more of my football coverage, including:

“Ed Bagley’s Top 25 Poll” for Week 14-you get rankings plus humor. Would you believe that Florida is ranked 6th and Southern California 23rd? Don’t laugh, find out why.

“Why Bowl Games Are Such a Big Deal: They Bring Prestige and $139+ Million”

http://www.edbagleyblog.com

Did you know that there are 23 critical elements on your web site that could be killing your business now? You can help yourself improve with a 50-page, detailed audit of your Internet Marketing business by leading SEO experts. You should act now because this audit, which is a $197 investment in your business, is free on my web site for a limited time. Click on the following link for more information:

http://www.edbagleybog.com/InternetMarketing.html [http://www.edbagleyblog.com/InternetMarketing.html]

• Comments Off
• Uncategorized

Whether working, attending school, or simply in need of temporary childcare services, it is extremely important to find the venues and networks that can make the experience an extremely positive one for everyone involved.

Choose a Center You Can Trust

When considering a home childcare center, there will typically be one or two adults in attendance. It’s best they have a limited number of children, either their own, or those of clients so that your child or children can receive quality attention. Make sure you visibly check and approve their licensing and that home rules and regulations are in place and adhered to by everyone.

Traditional daycare centers are usually managed by multiple teachers and will take in children of all ages. These venues are registered by the state. The same level of scrutiny should apply to these venues as a home childcare business.

Make a Thorough Evaluation of Your Network

Familiarizing yourself with the center’s daily routines should always follow your choice of childcare venues. Should you bring snacks for your child or are they provided. Are there special clothes you need to bring? The childcare provider can provide you with a list of the things you should, and shouldn’t bring each day.

It’s not bad to have a back up plan for either of the childcare networks you choose. For simple things like if your get sick, a home childcare center works perfect. On the other hand, a full service center might offer more flexibility to fit your schedule and your family’s needs.

Interview Multiple Providers

Your research will no doubt reveal that childcare centers approach their rules differently. Some will have strict rules while others may not, such as flexibility in scheduling. Other childcare centers may have a more structured approach when it comes to education. So, it becomes extremely beneficial to examine as many options as possible.

Evaluate a Center with an Open Mind

Look closely at the staff and how well they treat the children. Do you observe a lot of patience and flexibility in their approach? Ask yourself if the center will be able to meet your child’s emotional and developmental needs.

Does the facility provide safe indoor and outdoor areas along with appropriate equipment? Are the bathrooms sanitary and do they provide areas for changing diapers? Are the rooms designed with bright and engaging colors?

Observe how the tables are made. Do they have rounded corners? Are first aid kits and snacks available for the children? Are cleaning material and medicines out of the reach of the children?

There are a thousand variables to consider. Knowing your child is being well taken care of by qualified professionals who have received proper early childcare training can go a long way in making sure you start and end your day with peace of mind.

Colin McLean writes about early childcare training and programs for Everest College. Find out how a quality education can help put you on the path to success.

• Comments Off
• Uncategorized

People often think that gourmet cooking consists of a series of elaborate dishes of the kind that can only be found in top restaurants. It is thought of as a kind of cooking that is difficult to do and just as difficult to eat.

Gourmet cooking is felt to be something best avoided by the majority of people because it is too expensive and surrounded by social snobbery. Gourmet cooking is for the rich and those who have more money than sense.

That image of gourmet cooking dates back to the nineteenth century when French chefs dominated the industry. The best restaurants and the richest households employed French chefs.

Those chefs were trained in a rigorous system that aimed to keep professional secrets within a tightly knit group. The chef’s livelihood depended on maintaining his craft exclusivity. Equally his employer’s status depended on the exclusivity of the chef.

Today cooking is much more democratic. Few young chefs today would tolerate the kind of ritual humiliation that apprentice chefs suffered in old fashioned kitchens. Television chefs have demonstrated their skills before a wide public and college courses offer intensive training in arts once the preserve of elite kitchens.

As more people dine out on a regular basis the snobbery once associated with restaurants has become a thing of the past. The restaurant that allows its waiters to be rude to the customers will soon go out of business.

The food that is considered to be gourmet food has also changed. In the past the idea of gourmet food was to get as far as way as possible from peasant food. Today the same peasant dishes are likely to be on the menu of top restaurants. Simplicity and natural taste is everything. The rich sauces and elaborate dishes of old style gourmet food have been swept away.

A simple bruschetta made of a slice of bread covered in tomato sauce and toasted could be considered gourmet food. Yet a few centuries ago the same food would have been eaten by poor people.

The key thing in gourmet food today is the quality of the ingredients and the integrity of the final dish. If the bread is made with unbleached flour without any of the additives usually found in commercially made bread, allowed to rise slowly and baked in a wood fired oven then you are off to a good start. The sauce should, of course, be freshly made not out of a far. It should be made from tomatoes with the best flavour not the tasteless varieties that are usually found on the supermarket shelves. It should be well seasoned with garlic and fresh herbs.

A dish prepared in that way will be something out of ordinary. It will justifiably rate as gourmet food although it is, in itself, very simple and demands no special skills to make it.

Abhishek is really passionate about Cooking and he has got some great Cooking Secrets. up his sleeves! Download his FREE 88 Pages Ebook, “Cooking Mastery!” from his website http://www.Cooking-Guru.com/770/index.htm. Only limited Free Copies available.

• Comments Off
• Uncategorized

– Internet Marketing Determines Web Success –

Internet marketing is essential to the success of web sites. You can have a professional looking website but what good can it do if internet users are not able to find it when they need your products and services? That is where an internet marketing campaign comes into play.

“Your website has to magically appear before buyers when they need products and services.”

Internet marketing is similar to designing websites- it does not require much experience to do a good job, just good knowledge and a keen eye for details. It is fundamentally important for a good internet marketer to constantly update himself weekly, if not monthly, of online markets. There are many ways to market your website .

– Find A Competent and Reliable Internet Marketer –

Justify the costs of hiring an Internet Marketer – First of all, getting an internet marketer is not essential for every website. If your website is a business website or a website which you want to generate revenue from, it is good to seek a competent internet marketer to work on your website. The costs spent on your website for internet marketing has to be justified and often, they are justified by having more revenue and traffic to your web site.

Potential customers have to know that there are no guarrantees in SEO. Since everything is fundamentally based on search engines, SEO work is at the mercy of major search engines like Google. Many SEO companies tried to secure customers with guarrantees that they cannot fulfil, resulting in lawsuits or customers getting burned for hiring their SEO services.

– What an Internet Marketer can offer –

In short, an Internet Marketer oversees that your website is built properly for visibility and promoted with the best dollar spent on your internet marketing campaign. It is no good having a website and not appearing in internet searches. Your website has to magically appear before buyers when they need products and services. Internet Marketers deploy search engine optimisation techniques to make your website visible and targeted to internet users.

Internet marketing requires research and analysis effort for individual website, followed by optimisation of website. Hundreds of hours may be spent on each website, depending on the size of your targeted market. You are essentially paying for the amount of effort involved, effectiveness of your internet marketer and daily sales tracking of your website.

How to choose an Internet Marketer- Internet marketing requires constant updating of skills and knowledge. One crude way to test if your internet marketer is a genuine or fake- Ask your internet marketer about recent events that happened in his field. If he cannot answer that, he must have a genuinely good reason to back himself as a good internet marketer! At times, it is easy to fall prey into the hands of bad internet marketing companies as happened in US and other parts of the world.

It is also important for you to feel comfortable with the amount of money you are spending on getting your site popular before committing yourself to a internet marketing campaign. Internet marketing campaigns typically last a few months and requires monthly tune-ups to your website. Include the costs of an internet marketing campaign when doing your company’s advertising budget.

Lester Boey works in an Australian SEO and Web Design company (Australian Seo and Web Designs Services). His life revolves around SEO; providing full-time and freelance seo services to US and Australian businesses. Email: projects@definiteweb.com

• Comments Off
• Uncategorized

Career assessments and tests help you explore who you. Career books and web sites give you a glimpse of the world of work. Free career information is available on web sites. Some writers have written facts for children and teens. We would like to share some information with you. These web sites use graphics, multimedia presentation, activities, and other techniques to expand our knowledge of careers. We have written information on seventeen (17) web sites. Here are the four different types of exploring careers web sites:

Curriculum

General Career Information

Science Career Clusters

Specific Science Careers

Curriculum Web Sites

Curriculum web sites provide activities, tests, guidelines, as well as career information.

Resource One: Career Cruiser

Source: Florida Department of Education

The Career Cruiser is a career exploration guidebook for middle school students. The Career Cruiser has self assessment activities to match personal interests to careers. The Career Cruiser has information on Holland Codes. Careers are grouped into 16 career clusters. The Career Cruiser has information on occupational descriptions, average earnings, and minimum educational level required for the job.

Teacher’s Guide is also available.

Resource Two: Elementary Core Career Connection

Source: Utah State Office of Education

The Core Career Connections is a collection of instructional activities, K to 6, and 7 to 8, designed by teachers, counselors, and parents. Each grade level has instructional activities that align directly with the Utah State Core. This instructional resource provides a framework for teachers, counselors, and parents to integrate career awareness with the elementary and middle level grade students.

Career Information Web Sites

Some web sites provide excellent career information. Some web sites list facts about job tasks, wages, career outlook, interests, education, and more.

Resource Three: Career Voyages

Source: U.S. Department of Labor and the U.S. Department of Education

The Career Voyages web site is a Career Exploration web site for Elementary School students. The Career Voyages web site has information about the following industries:

Advanced Manufacturing

Automotive

Construction

Energy

Financial Services

Health Care

Hospitality

Information Technology

Retail

Transportation

Aerospace and the “BioGeoNano” Technologies

Resource Four: Career Ship

Source: New York State Department of Labor

Career Ship is a free online career exploration tool for middle and high school students.

Career Ship uses Holland Codes and the O*NET Career Exploration Tools. For each career, Career Ship provides the following information:

Tasks

Wages

Career outlook

Interests

Education

Knowledge

Skills

Similar careers

Career Ship is a product of Mapping Your Future, a public service web site providing career, college, financial aid, and financial literacy information and services.

RESOURCE FIVE: Career Zone

Source: New York State Department of Labor

Career Zone is a career exploration and planning system. Career Zone has an assessment activity that identifies Holland Codes. Career Zone provides information on 900 careers from the new O*NET Database, the latest labor market information from the NYS Department of Labor and interactive career portfolios for middle and high school students that connect to the NYS Education Department Career Plan initiative. Career Zone has links to college exploration and planning resources, 300 career videos, resume builder, reference list maker, and cover letter application.

Resource Six: Destination 2020

Source: Canada Career Consortium

Destination 2020 helps youth discover how everyday tasks can help them build skills they will need to face the many challenges of the workforce.

Skills are linked to:

School Subjects

Other School Activities

Play Activities At Home

Work at Home

Through quizzes, activities and articles, they might actually find some answers or, at least, a direction about their future. There are more than 200 profiles of real people who are describing what a day at work is like for them.

Resource Seven: What Do You Like

Source: Bureau of Labor Statistics

What Do You Like is the Bureau of Labor Statistics’ Career web site for kids. The web site provides career information for students in Grades 4 to 8. According to the Bureau of Labor Statistics, most of the material on the site has been adapted from the Bureau’s Occupational Outlook Handbook,a career guidance publication for adults and upper level high school students that describes the job duties, working conditions, training requirements, earnings levels, and employment prospects of hundreds of occupations. Careers are matched to interests and hobbies. In the Teacher’s Guide, there are twelve categories and their corresponding occupations.

Science Career Clusters

Some organizations have created web sites that feature science careers.

Resource Eight: EEK! Get a Job Environmental Education for Kids

Source: Wisconsin Department of Natural Resources

Eek! Get a Job Environmental Education for Kids is an electronic magazine for kids in grades 4 to 8. Eek! Get a Job provides information about:

Forestry

Hydrogeologist

Engineering

Herpetologist

Park Ranger

Wildlife Biologist

Park Naturalist

There is a job description for each career, a list of job activities, suggested activities to begin exploring careers, and needed job skills.

Resource Nine: GetTech

Source: National Association of Manufacturers, Center for Workforce Success, U.S. Department of Commerce, and U.S Department of Labor

Get Tech is a educational web site that provides CAREER EXPLORATION information.
Get Tech has information about the following industries:

New Manufacturing

Information Technology

Engineering and Industrial Technology

Biotechnology and Chemistry

Health and Medicine

Arts & Design

Within each area, there are examples of careers.

Each career profile gives:

General description

Salary

Number of people employed to job

Number of jobs available in the future

Place of work

Level of education required

Location of training programs: University Pharmacy Programs.

Courses needed

There is a Get Tech Teacher’s Guide.

Resource Ten: LifeWorks

Source: National Institutes of Health, Office of Science Education

LifeWorks is a career exploration web site for middle and high school students. LifeWorks has information on more than 100 medical science and health careers. For each career, LifeWorks has the following information:

Title

Education required

Interest area

Median salary

True stories of people who do the different jobs

LifeWorks has a Career Finder that allows you to search by Name of Job, Interest Area, Education Required, or Salary.

Resource Eleven: San Diego Zoo Job Profiles for Kids

Source: San Diego Zoo

San Diego Zoo Job Profiles discussed jobs for people who:

Work with animals

Work with plants

Work with science and conservation

Work with people

Work that helps run the Zoo and Park

There are activities listed under each area, for example:

What we do

What is cool about this job

Job challenges

How this job helps animals

How to get a job like this

Practice Being a …

How to Become a …

Resource Twelve: Scientists in Action!

Source: U.S. Department of the Interior

Scientists in Action features summaries of the lives of people involved in careers in the natural sciences:

Mapping the planets

Sampling the ocean floor

Protecting wildlife

Forecasting volcanic eruptions

Resource Twelve: Want To Be a Scientist?

Source: Agricultural Research Service, U.S. Department of the Agriculture

Want To Be a Scientist is a career exploration web site for kids about 8 to 13 years old. Want To Be a Scientist has a series of job descriptions, stories, and other resources about what scientists do here at the ARS.

These stories include information about:

Plant Pathologist

Chemist

Soil Scientist

Entomologist

Animal Scientist

Microscopist

Plant Physiologist

Specific Science Careers

The last group of web sites is dedicated to providing information on specific science careers, for example veterinarians,

Resource Thirteen: About Veterinarians

Source: American Veterinary Medical Association

About Veterinarians has facts about:

What is a Veterinarian?

Becoming a Veterinarian

Making a Career Decision

What Personal Abilities Does a Veterinarian Need?

What Are the Pluses and Minuses of a Veterinary Career?

Veterinary Education

General Information

After Graduation From Veterinary School

General Information

School Statistics

Preparation Advice

Preveterinary Coursework

Where Most Schools Are Located

About School Accreditation

The Phases of Professional Study

The Clinical Curriculum

The Academic Experience

Roles of Veterinarians

Private Practice

Teaching and Research

Regulatory Medicine

Public Health

Uniformed Services

Private Industry

Employment Outlook

Employment Forecast

The Advantage of Specializing

Statistics

Greatest Potential Growth Areas

Other Professional Directions

AVMA Veterinary Career Center

Becoming a Veterinary Technician

Your Career in Veterinary Technology

Duties and Responsibilities

Career Opportunities

Education Required

Distance Learning

Salary

Professional Regulations

Organizations

Further Information

Resource Fourteen: Aquarium Careers

Source: Monterey Bay Aquarium

Aquarium Careers features careers information. For each Staff Profiles, there is Educational Background and Skills Needed. The Staff Profiles include:

Aquarist

Education Specialist

Exhibits Coordinator

Exhibit Designer

Research Biologist

Science Writer

The Aquarium Careers web site answers the following questions:

What should I do now to prepare for a career in marine biology?

Where can I find a good college for marine biology?

What should be my college major?

How do I pick a graduate school?

I’m not sure of my area of interest. What should I do?

Marine Science Career Resources include information on:

Marine Advanced Technology Education

Marine Mammal Center, California

Scripps Institution of Oceanography, California

Scripps Library

Sea Grant

Stanford University’s Hopkins Marine Station

State University of New York at Stony Brook

Resource Fifteen: Engineering The Stealth Profession

Source: Discover Engineering

Engineering The Stealth Profession has a lot of information about engineers:

Types of Engineers

Aerospace Engineering

Ceramic/Materials Engineering

Chemical Engineering

Civil Engineering

Electrical/Computer Engineering

Environmental Engineering

Industrial Engineering

Manufacturing Engineering

Mechanical Engineering

Other Engineers

True Stories

Salaries

Education Required

Work Schedules

Equipment Used

Resource Sixteen: Sea Grant Marine Careers

Source: Marine Careers

Sea Grant Marine Careers gives you facts about marine career fields and to people working in those fields. Sea Grant Marine Careers outlines information on:

Marine Biology

Oceanography

Ocean Engineering

Related Fields

In each area, there is a detailed description of the type of the work that the scientists do. There are feature stories for different scientists in the career field.

The career profiles include information on:

What is your current job and what does it entail?

What was the key factor in your career decision?

What do you like most about your career?

What do you like least about your career?

What do you do to relax?

Who are your heroes/heroines?

What advice would you give a high school student who expressed an interest in pursuing a career in your field?

Are career opportunities in your field increasing or decreasing and why?

What will you be doing 10 years from today?

What is the salary range?

Resource Seventeen: Do You Want to Become a Volcanologist?

Source: Volcano World

Do You Want to Become a Volcanologist? provides the following descriptions:

The Word Volcanologist

Daily work

Traits for success

Education

Salaries

Career web sites help you build awareness of the different aspects of careers: the tasks, wages, career outlook, interests, education, knowledge, and skills. We know that you will be fun exploring careers.

Dr Mary Askew specializes in career tests, websites, and books for students. Students need eye appealing, easy to use, yet comprehensive career resources. Find out how students can reach their career potentials at http://www.hollandcodes.com Contact Dr. Askew at learning4life@qwest.net

• Comments Off
• Uncategorized

Florida Health Insurance Rate Hike

Florida Health insurance premiums have touched new heights! Every Floridian has the common knowledge that most annual health insurance contracts will endure a rate increase at the end of the year. This trend is not new and should be expected. Every time this issue pops up it seems as though the blame game starts. Floridians blame Health insurance companies; Health insurance companies blame Hospitals, Doctors and other medical care providers, Medical care providers blame inflation and politicians, well, we really don’t know what they do to help the issue… No one seems to be interested in finding the real cause of the health insurance premium rate increase. Most individuals, self employed, and small business owners have taken Florida Health Insurance Rate Hikes as the inevitable evil.

Hard Facts

What are various reports telling us? Why do Health insurance premium have annual rate increases?

Rate of inflation and heath insurance premium rate increase.

America’s health expenditure in the year 2004 has increased dramatically, it has increased more than three time the inflation rate. In this year the inflation rate was around 2.5% while the national health expenses were around 7.9%. The employer health insurance or group health insurance premium had increased approximately 7.8% in the year 2006, which is almost double the rate of inflation. In short, last year in 2006, the annual premiums of group health plan sponsored by an employer was around $4,250 for a single premium plan, while the average family premium was around $ 11,250 per year. This indicates that in the year 2006 the employer sponsored health insurance premium increased 7.7 percent. Taking the biggest hit were small businesses that had 0-24 employees. There health insurance premiums increased by nearly 10.4%

Employees are also not spared, in the year 2006 the employee also had to pay around $ 3,000 more in their contribution to employer’s sponsored health insurance plan in comparison to the previous year, 2005. Rate hikes have been in existence since the “Florida Health Insurance” plan started. In covering an entire family of four, a person will experience an increase in premium rate at every annual renewal. If they would have kept the record of their health insurance premium payments they will find that they are now paying around $ 1,100 more than they paid in the year 2000 for the same coverage and with the same company. The same item was found by the Health Research Educational Trust and the Kaiser Family Foundation in their survey report of the year 2000. They found out that the premiums of health insurance that is sponsored by the employer increases by around 4 times than the employee’s salary. This report also stated that since 2000 the contribution of employees in group health insurance sponsored by employer was increased by more than 143 percent.

One business man predicts that if nothing is done and the Health insurance premiums keep increasing that in the year 2008, the amount of health premium contribution to employer will surpass their profit. Professionals within and outside the field of Florida health insurance, think that the reason for increase in Florida health insurance premium rates are due to many factors, such as high administration expenditure, inflation, poor or bad management, increase in the cost of medical care, waste etc.

Florida health insurance rate hikes affect whom?

Rising rates of Florida health insurance generally affects most of the Floridians who live in our beautiful state. The highest affected individudals are the minimum wage and low wage workers. Recent drops in the renewal of health insurance are mostly from this low income group. They just can’t afford the high premiums of Florida health insurance. They are in the situation where they can not afford the medical care and they can not afford the medical insurance premiums that are assosiated with adequate coverage. Almost half of all Americans are of the opinion that they are more worried about the high health insurance rate and high cost of health care, over any other bill they have on a monthly basis. A survey also finds that around 42% of Americans can not afford the high cost of health care services. There is one very interesting study conducted by Harvard University researchers. They found out that 68% of people who filed bankruptcy covered themselves and their family by health insurance. Average out-of-pocket deductibles for people filed bankruptcy were around $ 12,000 per year. They also found some co-relation between medical expenditure and bankruptcy. A national survey also reports that main reason for people not to take health insurance is the high premium rate of health insurance.

How to reduce Florida’s high health insurance cost? Nobody knows for sure. There are different opinions and experts are not agreeing with each other. Health professionals believe that if we can raise the number of healthy people by improving the lifestyle and regular exercise, good diets etc. than naturally they will need less medical care services which decreases the demands of health care and hence the cost.( This year in Florida the smoking rate has increased by 21.7 percent) One Floridian sarcastically suggested that there are ‘highs’ and ‘lows’ in health care that are needed to reversed. That the state of Florida is to ‘high’ in cost of medical care compare to other States and ‘low’ in the quality of health care.

Florida Health insurance rate hike has attracted many frauds. These frauds float many bogus insurance companies and offer cheap health insurance rate which attract many people to them. These companies usually through assosiations that are based in other states.

Meanwhile reputable Florida health insurance companies provide different types of health insurance like employer sponsored group health insurance, small business health insurance, individual health insurance etc. to vast number of employees and their families. Still there are many people in Florida that lack any health coverage. Today the employer also has found it challenging to decide how to offer employer sponsored group health insurance to their employees, so that both of them arrive at some point of agreement.

For Floridians it is very important to shop around for a quality health insurance program that doesn’t break the bank.

You need to find an agent or web portal like Florida Health Insurance Web, http://www.FloridaHealthInsuranceWeb.com that offers a variety of products. There you will most likely be able to get quotes, compare plans, and apply online.

Florida Health Insurance Consultants can help you!

Morgan Moran

• Comments Off
• Uncategorized

Owning your own home-based business is by and large a very rewarding, exciting endeavor. You can set your own schedule, and be where you want, when you want. You can oftentimes forego the commute to a “regular job” and save money on gas and other “niceties” that are expensive in the work-a-day world, such as lunches, parking fees, etc.

There are unexpected pitfalls and disadvantages, though, in the owning and operating of a home-based business. Some are psychological, some are emotional, and others are purely physical. The unexpected stresses of a home-based business are really one of the major obstacles that need to be overcome by business owners. Many new business owners are unprepared for just how much stress is involved, actually.

Home-based business stresses usually fall into three overall categories:

1. Psychological : Employees, Finances, Legal, and Operations

2. Emotional: Family, Friends, Change of Personal Routines, Personal Disruptions, Isolation

3. Physical: Sedentary Lifestyle, Poor Eating Habits, Overwork

Many business owners, in order to prevent the psychological stress will have plans in place for dealing with these particular stress factors, prior to their occurrence. This is a proactive approach that is infinitely better than having a reactive approach to these occurrences.

Each business owner should have a financial plan in place for the times when orders or clients are few and far between (slow times), as well as a good accountant to call when necessary. Each business owner should also have a lawyer who they trust and can turn to for advice if necessary (we do live in a very litigious society). And each business owner should have a plan for sickness among employees and hiring and firing protocols firmly in place. Machinery and replacement of business supplies should also be well planned in advance, and purchased according to well laid out plans for expenditures.

Leadership skills will need to be developed, as a new business owner who is used to being part of a team, will find working alone and “being in charge” a somewhat difficult transition at first. Books on leadership skills abound and it is a good idea to do readings on the development of these to proactively avoid the psychological stress that comes with this change in roles. Working alone and making decisions alone is quite different from the conformity and decisions made within a group.

If a proactive approach is taken, the psychological stresses of a new business can easily be prevented, or at least lessened.

The emotional stresses of a home-based business are usually a bit more difficult to ascertain and tackle when they occur. Some of these stress factors can come directly from well-meaning family and friends, unfortunately, and the approach is of course, much different. Since a home-based business is directly tied usually to the home life of an individual, there is less chance to escape these stresses, than with a traditional method of employment. A new birth in a family, a death of a loved one, illness, or simply a change of schedule of another family member, can greatly impact the daily workings and routine of a home-based business.

In addition, family and friends may view the business owner as “being at their disposal” all day now, as the business owner is now “home” much of the time. These well meaning individuals may call or visit all the time, and also expect the business owner to take care of their needs before the needs of the business. This is simple human nature, but is very distracting for the business owner. The only way this can be successfully overcome is to make plans well ahead of time for any changes in routine, if possible, and adjust the schedule accordingly as the changes occur. Well meaning family and friends need to be told with certainty that there are “business hours” and “personal hours” and a business owner needs to remain firm in their resolve in regard to these issues.

Stressing over emotional stress will just escalate an already stressful situation.

Another unexpected emotional stress comes many times from the feeling of isolation and loneliness that business owners may experience. Business owners many times are unprepared for the time they now find they spend alone within the parameters of their home-based businesses. A home-based business owner, while relieved to leave the workforce, sometimes does not realize that the workforce provided social opportunities that are now missing from their lives. Many hours may be spent alone each day, which can lead to loneliness and even depression in some cases.

The best approach to combating this type of isolation is to actively plan social opportunities. Planned outings with family and friends should be made regularly. Business owners may also join community groups that expose them to other business owners or others within the community. The local Chamber of Commerce and other volunteer groups are a great way to make connections for the business and also enhance the social experiences of business owners. No one can exist in a void, so the social aspects of a business can’t be ignored.

Finally, owning and operating your own home-based business brings with it some purely physical stresses. Like most office jobs, a home-based business can lead to a more sedentary lifestyle, as owners may spend most of their days in the running of the business, either slumped in an office chair, or hunched over a computer, depending upon the requirements of the business. Because of the long hours involved in any business, business owners may also eat “on the run”, grabbing whatever is at their disposal, rather than planning meals, which compromises their nutrition. The sedentary lifestyle and bad eating habits can lead to weight gain and other physical ailments associated with poor eating habits and sedentary lifestyles: high cholesterol, lack of energy, loss of muscle tone, and a deficiency of vitamin D from being indoors more than usual.

The sedentary lifestyle is the easiest however, of the stresses to avoid or to change. All it takes is a dedication to an exercise routine that includes some form of daily physical exercise, and an adherence to a diet that is well planned and nutritious. Just some planning is needed and some will power in order to stay focused on achieving physical activity daily and good nutrition. It would be beneficial, if at all possible, to join a gym or health club, as the physical and emotional stresses can be avoided by belonging to one, as a gym also provides social opportunities. Even a simple walk each day can increase exercise, exposure to sunlight, and create social opportunities.

A tendency to do too much each day, is a syndrome many business owners fall prey to also. Overwork can leave anyone run down, and open to many diseases as the immune system becomes compromised. A business owner is of course, very excited and energetic about the business, which can lead into this syndrome of overwork. A schedule should be maintained to combat this syndrome, with set hours for “doing business” and set hours for “relaxation” included in each day. Trying to do too much all the time just leads business owners into a decrease of productivity, rather than an increase of productivity.

As you can see, having a home-based business, while very rewarding in many ways, can have many deleterious effects on the physical, mental and emotional states of business owners. Many business owners fail to plan for these changes, and yet, if planning is done, the negative effects can be minimized to a great degree.

If a business owner takes care of themselves and their own needs, overall, the business will also profit from this positive behavior! A happy, healthy business owner means a happy, healthy business!

———–
Vishal P. Rao is the owner of Work at Home Forum, an online community of people who work from home.
———–

• Comments Off
• Uncategorized

Pet friendly vacations and travel planning make sense — after all, pets are family members too! In the United States alone, over 60 million households have one or more pets. Pet owners in 15 million of those households travel with their pet, and the majority stay in pet friendly lodging. Fortunately, pet friendly hotels, condos and vacation home rentals do exist. If you will be planning pet friendly vacations, here are some tips for safe and trouble-free travel.

1 – When you make your reservation, double-check that pets are allowed. An important advantage of reserving online is that you can see in writing whether or not pets are permitted and any restrictions. Online, you can print out your reservation receipt that includes the “pets allowed” information. Verbal reservations leave more room for misunderstanding and miscommunication. If reserving by telephone, ask the reservation person to mail you a confirmation receipt that includes the “pets allowed” information.

2 – Is your pet an experienced traveler? If not, you should begin getting your pet more accustomed to traveling so that pet friendly vacations won’t be something new. Begin by making your car a fun place for your pet. Get in the car with them, play with them, give them a treat — have them enjoy being there with you. Then take a short drive with them. Gradually increase the length of time and distance that you drive with them. Before making a long trip with your pet, the idea is to have them comfortable with being in the car for extended periods of time.

3 – Remember that securing your pet while traveling in the car is crucial for their safety and yours. Consider purchasing a dog safety harness for your pet to use while traveling in the car. If you have a station wagon or SUV, you can purchase a vehicle barrier that keeps your pet confined to the rear area. They are usually sold at pet stores or are available online.

4 – Pet friendly vacations planning should include taking steps to ensure your pet can be found if it accidentally becomes lost while on vacation. Be sure that your pet has an identification tag and wears it while on the trip. The tag should have your pet’s name, your name and phone number. If possible, use your cell phone number, a home number and the number of where you will be staying.

5 – Carry a photograph of your pet with you on your trip. If your pet should ever become lost, you’ll be able to show others exactly what your pet looks like instead of just relying on a verbal description.

6 – Check with your vet for any recommended vaccinations appropriate for your trip — exposure to ticks while hiking, exposure to other dogs while being boarded or heartworm prevention if your dog will be exposed to mosquitoes are examples of important preventative measures to take before your trip. If your pet is a dog, have an up-to-date rabies tag for your dog’s collar. If you decide to day board your dog while taking pet friendly vacations, you may be required to show paperwork proof of the rabies vaccination.

7 – Once you arrive at the pet friendly lodging, inform the check-in person that you have your pet. You can inquire if there are any restricted areas where your pet should not be taken. Pet friendly lodging staff should be very accustomed to answering these kinds of questions and will appreciate your awareness.

8 – In your hotel room, condo, cabin rental or vacation home rental — never let your pet use the furniture or beds to sit, lay or sleep on unless you’ve covered the furniture or bed with your own cover. Place your pet’s food and water containers on a mat or newspaper in the bathroom, where cleanup will be easier. When staying in pet friendly accommodations, you may even choose to feed your pet outdoors.

9 – If you’ll be leaving your pet alone in the room or vacation rental, make sure the front desk or rental agent knows. Be sure that you leave your pet secured in their travel container or crate if housekeeping staff will be entering the room at any time to clean. You certainly don’t want a housekeeper to enter and be surprised or even attacked by your pet! A pet may also run out of the room when housekeeping enters if left unsecured.

10 – Be very careful while taking pet friendly vacations in warm or hot weather. Leaving your pet in the car can be deadly. Even when the outside temperature is only in the 70′s or 80′s, the interior of a vehicle can reach 100 degrees and higher, especially when parked in the sun. It doesn’t take long at these temperatures to cause serious or even fatal harm to your pet.

Traveling with pets and staying in pet friendly lodging can be lots of fun — after all, your pet is part of your family too. Just using common sense and planning ahead makes for enjoyable and surprise-free pet friendly vacations.

Copyright 2005 InfoSearch Publishing

David Buster is VP of InfoSearch Publishing and webmaster of http://www.bestvacationrentalsonline.com – visit the website to find pet friendly vacations lodging worldwide, log cabin rentals, vacation home rentals, places to get married, discount hotel rooms, adventure travel and more.

• Comments Off
• Uncategorized

So, you think it is time for a career change? Follow our nine step career change plan and you’ll be well on the way to a more enriching life!

Many people are unhappy in their jobs, but you have made the big decision to change your career. So let’s examine some of the reasons you might have decided that a career change is for you.

Perhaps you are looking for a career with a higher salary? Or looking for a career that allows for a better work life balance? You might have become bored with your current responsibilities, and be looking for a more exciting career? Perhaps a career with more travel? Or more opportunities to make a difference? Or you wish to combine your career with broader interests you have in life? Make sure, however, that it is a career change you are seeking, and not just a different employer in the same career.

Whatever the reason, you have made the biggest step of all, which is to decide to make your career change a reality!

So now what? Let’s look at a nine point career change action plan for how you might attack your career change!

1) Choosing your new career

Assuming that you would like to use your career change, at least partly, to increase the enjoyment you get from the time you spend working, the first thing to do is to assess what you actually like doing!

2) Skills and experience for your career change

So now you know what you want to get out of your career change. Now you must assess whether you have the right skills and experience to get into your new career.

3) Training for your new career

If completing a career change we easy, all of us would be in our dream careers right now! So what is stopping us? Perhaps it is the additional skills which we need to build to be credible in our new career. Don’t think that training, however, is restricted to job-related or academic courses. You can get the skills and experience you need for your career change in many other ways!

4) Accepting a pay cut for your career change

Perhaps the main reason for your career change is to earn more money? If so, then that’s great, but it’s always wise to get as much information on your new career to ensure that you will actually earn more money doing it. If, however, your career change is not driven by wanting to achieve more money, you may need to accept a pay cut.

5) Financing your career change

Completing your career change may require a spell without paid employment. As well as tightening your belt, you should also do a thorough review of your financial position, including loans, mortgages and credit cards. By switching credit cards, you may find you can save money and get other benefits!

6) Relocating

Perhaps your main reason for your career change is to relocate to an area with a lower cost of living, or better schooling or a better climate. Even if it isn’t, your career change might require a relocation – you won’t find many opportunities to be a ski instructor in San Diego, for example!

7) Changing career without changing employer

Before you assume that you will need to leave your current employer to achieve your career change, have a look around and see if your career change goals can be satisfied where you are currently working.

Finding a new employer

There are a number of ways to find an employer which every job searcher knows – classified adverts, internet job-boards, employer directories etc. Many jobs, however, are never listed in classified adverts and on job-boards because they are filled as soon as they are announced!

To make sure that you are in with a chance, you must develop a strong network in the career you wish to change to.

9) Refreshing your job-hunting skills

The chances are, if you’ve been in your current position for a while, that your job-hunting skills could be quite rusty! So take the opportunity to brush up on these skills – you might only get one chance to make your career change successful!

10) Staying flexible to achieve your career change dreams

Finally, now that you’ve made the biggest step and chosen to pursue a career change, don’t rush it! It may take a month or even a year to work out exactly what you want from your career change and to develop the skills, experience and network to get you into the right place within that career. Don’t settle for something which is ‘almost right’ or you’ll be going through the whole career change process again!

Jonathan Lewis is the founder and CEO of Careerfriend, a company committed to helping people succeed in their dream careers. His extensive experience of attracting, recruiting, retaining and developing exceptional people in management consulting and investment banking allows him to offer clear, actionable advice which has a great impact on people either looking for new jobs or looking to succeed further in their existing jobs.

The Careerfriend website (http://www.careerfriend.com) contains free career advice articles to help people succeed in securing dream careers, from career and employer selection, through resume and cover letter writing, to interviewing, salary negotiation and ongoing career development.

Jonathan was educated at Cambridge University, UK and has advised major national and international corporations, both in the public and private sectors, on issues of corporate strategy, corporate organization, labor relations, personnel development.

• Comments Off
• Uncategorized

If you are a business owner or even if you are about to become one, there is a good chance that you have heard of innovative internet marketing ideas before. Although you may have heard of these ideas before, do you know what they are? Do you know what they can do for you and your business? Are you using the same old marketing techniques used by everyone else in the industry and struggling for traffic and business? Lets examine the advantages and disadvantages of using innovative internet marketing ideas to promote your business.

Before you start to examine the advantages and disadvantages of innovative Internet marketing, it may be a good idea to examine exactly what it is. As a business owner or a soon to be business owner, you likely already know what Internet marketing is. Marketing is getting your business out into the general public; it is done by targeting your intended audience, your customers. That targeting is done by way of the internet; thus the title, internet marketing. It is also important to understand how to be innovative and how that ties into internet marketing. Innovation is another word that is often used to describe something new; therefore, innovative Internet marketing ideas are relatively new ideas, particularly ideas that have just recently been developed.

When it comes to innovative internet marketing ideas and your business, you will find that there are a number of benefits. One of those benefits is the ease of use. Even if you do not have a large amount of computer experience, you will often find the internet easy to use. Whether you are interested in making your business an online website, starting a business newsletter, or conducting a demographic analysis online, you should easily be able to do so. Even if you do not know how to start up your own newsletter, do an online poll, or make your own website, you should be able to learn, often in no time at all. The internet offers information on starting all kinds of businesses.

Once you have chosen your niche, or specific area or product that you would like to promote or sell, try searching the internet for similar products or services. In this way, you can determine any potential competition. If competition exists, you can decide if you want to compete, or find a complimentary product or service to promote. If competition doesn’t exist, and there is a market looking for answers to a question, this would be a perfect niche market to begin a business in.

In addition to using the Internet to put your innovative marketing ideas to into motion, you can also use the Internet to find those ideas. Using the Internet to find innovative Internet marketing ideas is a relatively quick and easy process. By staying up-to-date on the latest business and marketing news or by performing a standard Internet search, you can easily be kept in the loop, when it comes to Internet marketing ideas, particularly new ones. If you have a niche that you are interested in, often signing up for related newsletters or chat rooms can lead to the discovery of a new business idea or marketing technique. If you put those ideas into motion, as soon as you hear about them, your business may be given an edge above the rest of its competition. In fact, a new innovative Internet marketing idea may be just what you need to get your business up and running.

What is also nice about innovative Internet marketing is that, although it is relatively easy to develop your own marketing ideas and execute them, you don’t necessarily have to. For example, there are a large number of individuals who specialize in Internet marketing. Those individuals, who are often referred to as internet marketing specialists, can be found online. An internet marketing specialist is a trained professional who can not only come up with new ways to market your internet business online, but they can also execute those ideas for you, for a reasonable fee. Whether you don’t have the time to develop an effective marketing plan or if you want to avoid the hassle of doing so, an internet marketing specialist may be able to offer you assistance.

Although there are a large number of advantages to using innovative marketing ideas to promote your business, there are also a few disadvantages to doing so as well. One of those disadvantages is the fact that innovative marketing ideas are new. With new marketing ideas, they have sometimes yet to be tested or proven; therefore, you are really given no guarantees that a new, innovative Internet marketing idea really will work. Of course, it is important to remember that with business, there are always risks. Trying a new innovative internet marketing idea may not work out to your advantage, but it may also be the best thing that has ever happened to your business.

Barb Asselin is an author and owner of Asselin Group, an online publishing company. For more articles relating to internet marketing, visit http://marketing-strategies.asselingroup.com or for other aspects of internet businesses, visit http://www.asselingroup.com/ebooks-internet.htm to read our articles or ebooks. Visit http://www.asselingroup.com to see all that Asselin Group has to offer, including municipal directories, real estate articles and sign language ebooks.

• Comments Off
• Uncategorized

My heart goes out to Teens these days, because of the greater complexities and challenges modern day life brings. My sympathies also go out to Middle Age Career Changers, because some of them may be as Confused as Teens about which careers to choose next.

This may be because Midlife Career Changers have limited career exposure working at only one career their entire working life. If a teen has had one job or none, in my estimation, there is not much difference between the average teen and someone in his midlife contemplating changing careers – both may be confused when it comes to choosing new job choices.

There are so many more choices, pressures and distractions to contend with, compared to when I was a Teen. The hard question is – If you do not know what you want as a Teen, how do you sift through all the Confusion and decide which Career, or Teen Jobs to choose?

How do you even decide what Temporary Job you Want?

this is probably the million dollar question. So, what do you do if you are totally confused about who you are, and do not know what you want to do for a living for the next twenty, thirty or forty years?

Number one rule, and advice is – If you are feeling this way, for the time being, do not make any hasty decisions, nor big lengthy commitments with your future – Stand back, let things crystallize a bit, and take another look at your whole Career Enchilada Dilemma. Do not put yourself in a pinch to make any life changing major decisions, when you do not know for sure they are the right choices. Anyway, you have a lot of time on your hands, because you are young – so what is the hurry?

When I was a Teen, there was a Path laid in front of me through DEFAULT. This was the easy way – For me to follow within a Family Tradition. It made me a living, and I have since retired from it. But, There was this HUGE drawback – I never found myself through my Profession.

There are the fortunate others who discover their Passion through their Careers. I always wanted to be among these LUCKY ONES.

I chose to travel the KNOWN path instead of the UNKNOWN UNCHARTED PATH, because it was time proven and safe. I chose the conservative choice. If I would have Loved what I was doing, my choice would have been the right one. But, I did not – The Job was just there for me to take. I chose the short term easy way out solution. Unfortunately, The Profession brought forth neither joy, nor passion. All it did was make me a consistent living.

Yes, I survived physically, paid my bills, bought what I wanted and all that, but psychically and spiritually I paid a hefty price in the long run quality of living my life.

This is the PART of life I do not want you to miss out on. It is the Career Part, where you match your natural born talents to the Career that Matches who you are.

I do not want you to miss doing for a Living what you are PASSIONATE about doing.

Of course, to learn what you want, it is important to learn what you do not want. This may take a little trial and error on your behalf – and a little discomfort. Being that you are young, and relatively new at the career game, you may have to test the waters a bit. This means that there may be a series of jobs you will have to try out, so that you learn what job conditions and duties you must have in your ideal career choice.

You need to know what YOUR own Career Requirements are…Ask yourself, What do I want in a Career?

If you do the career you love, the quality of your life will immediately skyrocket. And where there is job happiness, your personal life will profit greatly from it.

The Passion for your Job will spill over and Flood your personal life.

To be honest, finding your True Passion as it relates to a Career is not necessarily the easiest way to go in the short run.

I am living proof, because it was so easy to choose the Wrong Career, rather than get to know myself well and search for a Career that Matched who I was.

The Path to where you find your Ultimate Dream Job may be a path whereby you walk alone. On this Career Search Path, it is very narrow, and there is room only for ONE – ONLY ROOM ENOUGH FOR YOU. Often, the only way you can get to know your inner core personality is through being alone. Do not worry, Life will test what you are made of and force your Personal Growth upon you.

It is Only you that can know what Career is a best fit for your personality, interests and values.

In other words, No one can decide this for you – Not family, friends, Career Counselors. Not even Career Tests can.

Pursuit of that illusive quality called CAREER PASSION and what it really is can only be defined by what it means for you.

Furthermore, What you define your passion to be now, may change tomorrow, or in Middle Age.

People Normally change careers a few times or more during their working lives. This is a common phenomenon.

Changing your mind is probably inevitable when it comes to choosing Careers, or even being within one. But, this is OK. Life is full of change, and Teens seem to weather change better than older people do. Usually, the younger one is, the easier change becomes, and the more welcome it is.

I know that I can never reclaim my Youth again. But, I know that I can start from where I am at any given moment, utilize what personal tools I have at my disposal at the time, and direct my Career in any direction I want.

This is true no matter how old, or how young you are.

Remember that you can take a break, look around, and re-evaluate your life, and judge if you are living it the way you want.

Call This taking a self inventory and general appraisal of self, and asking relevant questions about whether you are happy with your life and career direction.

It is the way to evaluate whether what you value and are interested in is still valid, or if you need to modify something about you, your wants, needs, or your life direction.

I know that As a Teen, there will be Questions without Answers within your life, such as…

* Why am I here, how did I get here, and what is my purpose?

* Where is my life heading? What am I going to do with the rest of my life?

* You are young and may not know what you want to do as a Career. But, this is OK, you have a lot of time to research and decide later.

* You may simply lack enough experience in life in general to know yourself well, what you want, and your Ideal Career Choice.

* But, You learn something NEW about you every day.

* And, You may not even have had your first Job yet.

* So, If your first job is, or was flipping Burgers, it may not tell you what your Dream Career is, but it may tell you the type of Job Duties you do not want to do in your next job.

* Furthermore, even if you do not know what you want to do, because you have not done much yet, you can know what things you do not want to do, because you may have done at least some of them already. Therefore, next time you will Avoid those Jobs with Duties you do not like to do.

* You may have this feeling inside at a gut level that you belong somewhere, but can not figure out where it is you belong.

* Believe in this feeling in your gut, and allow it to guide you, but temper it with reason, logic and common sense along the way.

* You can take a Career Aptitude Test to find out what you have the career aptitude for doing.

* You can also take a Personality Test to see which career clusters blend in with your personality.

* If you weigh what you Subjectively believe about yourself and your abilities against what those Validated, Researched Career and Personality Tests suggest to you for Career Choices, this combination approach can make some Career Choices start Ringing True for you.

* What you keep hearing inside and outside yourself, can be a sounding board for verifying the validity of those things you KNOW to be true about YOU.

* Until you find your True Calling in Life, there will be a restfulness inside you that will not go away until you finally connect to a Career that evokes your Passion for it.

* A good paying job may be a short run solution for the pocket book, but it could turn out to be a SOUL DESTROYING job in the long run.

Oftentimes, one finds his way through life through a series of steps he makes – One foot after another with no planned direction. In other words, experience usually becomes your Ultimate Teacher and Master, but not necessarily your Best Friend.

Taking the plunge and trying out a job part time, because you think you might like it, could be the KEY that will lead you closer to knowing what your Dream Career choice is.

One step at a time, one job at a time, and even one FAILURE at a time, will lead you closer to that Occupation which you will have the Aptitude and Passion for doing Successfully.

You will discover what things you like and do not like in a job through the light of experience. Hopefully, and most important, you will Discover those duties you love to perform daily over and above all others.

Once you know more about what kind of Career Personality you actually have through knowing yourself better, then the various Career Tests or Teen Quizzes may become more helpful to you. You will learn to RECOGNIZE which career suggestions (That They recommend to you) are the ones you should research, and possibly consider choosing.

Finally, To Discover ones Dream Job, One has to Know Himself well.

Family, friends, Career Guidance Counselors, taking Career Tests and the experience of Life Lessons through the passage of time, can offer useful, but essential insights about YOU.

These INSIGHTS serve as REFLECTIONS of what you already know about YOU.

Steve Humphreys

http://www.career-test-for-teens.com

Key to ideal career discovery is self-knowledge. Find, develop, and plan your career choice with our self-help resources. Teens, career changers, or job searchers will find helpful advice and articles about career tests, resumes, interviews, and more. Let us help you find your dream career on your journey.

Free ebook http://www.career-test-for-teens.com/career_ebooks_download.html

• Comments Off
• Uncategorized

Similar to other human endeavors, the success of dog training and dog behavior modification efforts involving both a dog trainer and a dog owner is dependent upon acceptance of responsibility and good communication. Here are some dog training tips and rules of the road for such situations.

To start, Dog Trainer, you must always remember to ask as many thoughtful and pointed questions of the owner as possible. This is an absolute necessity if the dog trainer is to have a good understanding of the animal before beginning the first dog training session, to start on the right foot. You never have a second chance to make a first impression in the dog world.

Dog Owner, you have a responsibility to be detailed on both the good and the bad in your pet. Only then can the dog trainer – dog behaviorist diagnose the problem fully and take the best remedial steps. You must also speak out your full expectations so they can be accomplished.

Some areas you should cover and amplify include:

1- Historical information about your dog — Age, how old he was when adopted, where you got him, etc.

2- The dog behavior problem — Full description, how it manifests, under what circumstances, and how often.

3- What happened the first time? — What did the dog do first, how did you handle it at that moment and right afterward, how did the dog respond, how old was the dog, other factors, and how much has the behavior increased since then?

4- What have you done about it since then? — Also, what have other family members done about it, what are you doing now, how has the dog reacted each time, etc.?

5- Information about your dog’s environment and exposures – e.g., your home, yard, doggie door and yard freedom or always out on a leash, neighborhood, parks, other pets, other family members and ages, kennel trained, etc.

6- You dog’s daily exercise — e.g., how often, when, how far, is it “free time” or focused and disciplined (mental challenge), etc.?

7- Any other things you do not like about your dog?

Expose everything pertinent to the pet and circumstances that you can think of. Don’t forget allergies and health issues that might have an effect.

Dog Trainer, point out issues right away, explaining dog behavior problems to the Owner. For example, if the dog displays dog dominance behavior such as claiming something, the Owner needs to be made aware of what is really going on. This is not just some cute little annoyance, but the seed of a major dog behavior problem!

Dog Trainer, do not in any way intimidate the Dog Owner or make him feel foolish. Be understanding. Recognize that he called on you because he realizes and acknowledges the need for your experience. Commend him, for that takes courage.

Dog Owner, never lie to a dog trainer if your dog has certain tendencies. Especially if your dog is aggressive or fearful, the trainer needs to know the tendency of his reactions. Otherwise, there may be a nasty dog bite, and the results you seek may be impeded.

Dog Owner, listen to the dog trainer. Do not become surly or sarcastic with one who is trying to help. Do not waste the trainer’s time if you are not going to follow her directions and be consistent. Do not try to blame the trainer if you are not consistent.

Dog Trainer, do not tell the Dog Owner: “People need training, not dogs.” It is called DOG TRAINING for a reason!

Dog Trainer, realize that people need to be instructed in how to read dog body language, to become the leader of the pack, and how to follow through with your instructions … How to train a dog! People need encouragement, not criticism. Sometimes, the problem is the DOG!

Dog Trainer, hear the Dog Owner out and listen to all he says about the dog. Eat every word, and draw out every piece of information you may need. Remember, you need to feed the Dog Owner if he is stuck. You need to be a skilled interviewer, to draw out all you need to know about the dog and the circumstances.

Keeping these thoughts in mind makes it easier for both the Dog Trainer and the Dog Owner. It is no more fun for a Dog Trainer than a Dog Owner to deal with someone who is full of himself … That is counterproductive. Keep you eye on your goal — dog behavior modification and dog training.

GET HELP from Rena Murray at the Dog Obedience Training website. Proven Dog Behavior Modification Expert-Dog Obedience Trainer-Platinum Expert Author, Rena debunks Dog Training Myths in hands-on Articles, free “Best Ezines” newsletter – PAW PERSUASION POINTERS, and blatant Blog to help you better understand, communicate with, control and enjoy your dogs. Rena boldly addresses all your Dog Training and Dog Rehabilitation needs – whether puppy house training, destructive dog behavior, obsessive dog behavior, dog instinctive behavior, or cool dog tricks. Get your FREE Newsletter Subscription at http://www.PawPersuasion.com/ where you also find Dog Products, Dog Houses and Crates, Dog Lover Gifts, and all things dog-related. Need more help? Contact Rena for Coaching .

• Comments Off
• Uncategorized

Your child will soon grow up to really appreciate their surroundings. They will soon be at the stage where they will understand the necessities of what a bedroom should be like. Then comes the inevitable: they’ll choose the furniture for their selves. Of course, there’s nothing wrong with that because they are in charge of their own room.

The bed is not the only thing that your child will change. They’ll change the complete makeup of the room from the headboards to the bookshelves. Fortunately you can find complete childrens furniture in online stores and look at them with your child. You won’t be disappointed in the selection of furniture that’s available.

A child’s bedroom should reflect more than just the bed; it should reflect their imaginations. If they are adventurous and action-oriented, then buy furniture that’s geared toward that. Fantasy-filled? There’s furniture for that, too. There is nothing that can’t be done in this regard. Your child will have much furniture from which to choose and you’ll be able to go with them.

Your child’s bedroom is going to more than just a bedroom, too. It’s going to be a central area where games are played and friends are going to spend the night. As such, you should buy childrens furniture that best reflects the child’s needs in regards to space and imagination.

The best option is to buy them online because many stores have limited time from which to shop. At least online, you can shop to your heart’s content.

To learn more about childrens furniture you can research more through some trusted website or learn more through children bedroom furniture.

• Comments Off
• Uncategorized

LCD televisions are usually brighter than plasma TVs, and many can double as a computer monitor or media-center display. LCD televisions are now coming out bigger and at prices that are really starting to compete with those of similar-size plasma TVs. LCD televisions tend to have a slightly slower response time than their plasma counterparts. LCD televisions use less energy that their plasma counterparts and tend to have a longer lamp life (although recent advances in plasma technology have made the lamp life issue almost a moot point).

LCD

LCD Television technology has advanced greatly, particularly with respect to the reproduction of black levels. Large LCD televisions can literally be hung on the wall, while smaller sets, up to 21-inch screen size, can easily fold under a wall cabinet. The only major drawback with LCD television sets is that larger screen size LCD panels are usually more expensive than their plasma equivalents. Though LCD Television sets are turning out to be even more affordable than ever, with 40-inch LCD TV sets selling almost on par with similar screen-size plasma televisions, yet LCD televisions still represent an expensive investment.

Although Plasma TVs seem to be getting all the attention in this area, the LCD television is also making an impact. Plasma televisions share most of the same characteristics as LCD televisions, but do show strength in areas that LCD’s come up short. Many people feel that and LCD television showing a blank, black picture, can appear almost gray in contrast to the plasma image which is much closer to a true black. Up until recently, it was rare to see an LCD television in a 37-inch screen size. Size is still an issue with respect to LCD Television.

Smaller sizes are therefore the rule when in comes to LCD Television. These new LCD Televisions are all set to go head-to-head against plasma screens for the future of TVs. The main things one has to see are the size of the LCD Television and the price of the TV. You have to see the factor called the higher Color depth, of the LCD Screen the ability of the Screen to show more number of Colors, shorter response times by which the LCD Television is able to show even fast moving objects with out blurring the fast movements.

LCD

LCD’s on the other hand look best when viewed straight on. LCD panels have been used for a number of applications, including computer monitors and television displays.

Television

Television (TV) product specifications are obtained from merchants or third parties and although we make every effort to present accurate information. Burn-in is no longer much of a concern as it used to be with plasma televisions up to the recent past, especially for people with normal TV viewing requirements. Flat panel televisions are quickly becoming quite commonplace on store shelves and in consumers’ homes. Sony Bravia KDL-40V2500 40-inch 1080p LCD Television The Sony KDL-40V2500 is a 40-inch 16×9 LCD television with a native pixel resolution of 1920×1080 (1080p) and a real world contrast ratio of 1,300:1. The detail, color consistency, and contrast, on this LCD television is great.

Clint Thomas is a successful Webmaster and publisher of www.TvThroughTime.com [http://www.TvThroughTime.com]. He provides more information about televisions and television issues [http://www.TvThroughTime.com] that you can research in your pajamas on his website.

• Comments Off
• Uncategorized

The fashion industry is very complicated. There are no standard fashion companies. They come from a wide spectrum of enterprises working in the apparel, footwear, home textiles and accessories markets.

The industry is made up of various kinds of companies like retailers, design source and selling companies, companies with their own manufacturing facilities and other companies who outsource production but retain control over parts of the production process.

Moreover, companies functioning in the high fashion segment often face a different kind of pressure as compared to those functioning with commodity fashion goods.

All of these aspects combine to make the fashion industry one of the most complicated industry. Yet, various issues can be noticeably recognized as common across the industry.

. Consumers have the power

. Supply chains are complicated

. Product launching and delivery takes time

. Companies must be able to manage a product mix

. Inventory control maintenance is important

. Impact of the latest technology on the fashion industry

. Copyright issues for fashion designs

Consumers have more power

Today’s buyers have more purchasing power then ever before and are less tolerant due to increased time pressure in today’s lifestyles.

They are more aware about environmental and human rights issues and have superior quality demands. They demand a huge variety and more frequent changes in the choices available to them. Moreover, they also expect immediate availability of perfect matching set of garments and accessories in their preferred color and size combinations in the same store.

In terms of satisfying the consumer’s needs, retailers are the first in line, but all companies in the supply chain are driven by the prerequisite to anticipate the expectations and requirements of their customers. From design to production and to the final sale, all members of the supply chain need to check that stores are stocked with the correct requirements when the consumer needs to buy!

The companies that are quick to respond to the consumer requirements are those that will remain profitable in an environment of rapid global competition and increasing material and operational costs.

Supply chains are complicated

The fashion industry is distinguished by global supply chains and complicated logistics. Labor and transportation costs often determine where production takes place and outsourcing of all or part of production is common. Companies throughout the industry have to deal with global sourcing problems and need to regularly evaluate their sourcing strategies.

Production work is often done across multiple places, which may be also located in different countries. Setting up of cutting, sewing, subcontracting and transportation, and the synchronization with raw material supply, is a very tedious process.

Product launching and delivery takes time

While working through the many pre production steps, including yarn or fabric selection, garment development, specification and sampling, the industry takes a long time to introduce a new product in the market.

Both, the complex nature of the supply chain and the global nature of production add to the industry’s long lead times. This arrangement of long time-to-market and long lead times does not correlate with the need to react immediately to changes in customers requirements.

The ever changing seasonal and trend driven nature of the industry depicts that the product life cycles are too short. Even for cyclic demands where the life cycle may continue further, there are often small changes to design, and color or size combinations may be changed. The logistics of managing the large number of styles and maintaining stock keeping units is a difficult practice.

Companies must manage a product mix

Besides long lead times, fashion producers are stressed to constantly design and develop new product lines to maintain retailers’ interest and increase consumer sales. Producers have noted that in order to maintain this speed, raised flexibility and quickness to satisfy changing customer demand, which is quicker than ever before, it is very challenging for them to judge or come out with such types of products. Gone are the days when a perfect fashion trend direction decided what consumers wore. At present, many styles are available, and with rising globalization, consumers can approach fashion news through latest media tools.

Fashion products change frequently, from hosiery and basic underwear through medium-priced high street brands, to exclusive high fashion brands. Managing brand awareness and brand loyalty is a serious task in retaining the position in the market. Margins in repetitive basic products are low, so neither a retailer nor a manufacturer can ever afford being out of stock.

Shifting to the high-end fashion sector, margins increase and sales volumes are lower, but consumers demand an ever changing range of choices, forcing the companies to produce multiple collections per year.

Many companies have to put in efforts to overcome the added challenge of arranging a mix of repetitive lines and collection-driven products, and a requirement to segment their product range and arrange the different segments in a suitable way. From design to demand planning, sourcing, production, distribution and sale, the demand of various product segments must be separately tackled if companies need to perform well.

Companies require clarity about the sector of the market they are targeting, and they have to direct their business in that way.

Inventory control management is important

Companies try to keep inventory levels at a minimum in all industries. In the fashion industry the requirement to maintain inventory levels under control is worst due to less product life cycle. In this industry, there is only one solution to sell the goods.

For collection-driven brands, the entire floor sets must be in the retail stores when these products are introduced, otherwise the chance to sell the goods is missed and obsolescence exposure is a high risk.

For the products that are frequently in demand, it is crucial that retailers and suppliers do not undergo stockouts. This part of the market does not possess the same level of brand loyalty, and customers may well be attracted to shift brands if the color and size they required is not immediately available in the stores when they need to buy.

For all companies, the balancing action of keeping inventory at the necessary level to fulfill demand, while ensuring that they are not left out with obsolete inventory, is a main problem.

Latest technological impact on fashion industry

Recently, the Burton Amp jacket, what is depicted as “the world’s first and only wearable electronic jacket with an integrated Apple iPod” was introduced.

According to some fashion experts the clothes will soon turn into accessories for your gadgets. Today new technologies are much involved with clothing and apparels that you can not judge whether you are wearing technology or whether technology is wearing you?

Besides, electronics will keep decreasing in size to such an extent where we would no longer considerably need the objects to hold them. Hence, today the fashion industry is experiencing new challenges: “intelligent textiles”, “smart clothes”, “i-wear” and “fashion engineering” and are only a few of the trends which will transform the entire fashion industry within the next decade.

Nowadays, many new materials and technologies are applied in textiles and accessories when they are still too costly or primitive for other applications. A wide variety of electronic devices can already be made into clothes and this will rise. New fabrics are already being developed to offer power generation – by using solar power, electromagnetic, thermal and mechanical means.

The combination of high-technology into textiles, e.g. modern communication or monitoring systems or the development of new materials with new applications, has just begun, but the branch has already moved in a gigantic expansion for this sector. Particular applications for the health and security sector, e.g. clothes with extern monitoring systems, already today exist in a large quantity.

Within the coming few years, we’ll see a lot more new applications in garments with latest technology. Hence, there are many designing challenges for fashion designers and engineers for making most demanding fashionable wears.

Copyright issues for fashion designs

Fashion apparel is a multi-billion dollar business that has no national boundaries due to its global existence. Designers, retailers and consumers decide their statements according to international fashion trends. In the last decade, consumer awareness of particular designers has also raised dramatically. Magazines and newspapers also cover the fashion industry as a part of their national news coverage, concentrating on the dynamic world of creative designer expressions.

The common man is very much aware about names and faces of fashion models and the designers for which they model. At present many television channels and feature films involve the fashion industry. Consumers can now identify the various types of designers and designs.

Today, many designers find inspiration from street fashion, celebrities, vintage styles and other designers’ work. Even though there are possibilities of duplication in products and designs due to easy accessibility of the latest printing and computer technology, and due to appearance of the regional or traditional designs in apparels worldwide, it can not be ignored easily. It is really a challenging task to cope with this issue globally.

Fibre2fashion.com – Leading B2B Portal and Marketplace of Global Textile, Apparel and Fashion Industry offers Free Industry Articles, Textile Articles, Fashion Articles, Industry Reports, Technology Article, Case Studies, Textile Industry News Articles, Latest Fashion Trends, Textile Market Trends Reports and Global Industry Analysis.

To read more articles on Textile, Fashion, Apparel, Technology, Retail and General please visit http://www.fibre2fashion.com/industry-article. If you wish to download/republish the above article to your website or newsletters then please include the “Article Source”. Also, you have to make it hyperlinked to our site.

Copyright © 2006

• Comments Off
• Uncategorized

1. “It is the duty of every citizen according to his best capacities to give validity to his convictions in political affairs.”
   — Albert Einstein
2. “Politics, n. Strife of interests masquerading as a contest of principles.”
   — Ambrose Bierce
3. “Man is by nature a political animal.”
   — Aristotle
4. “I have come to the conclusion that politics are too serious a matter to be left to the politicians.”
   — Charles De Gaulle
5. “The mistake a lot of politicians make is in forgetting they’ve been appointed and thinking they’ve been anointed.”
   — Claude D. Pepper
6. “Politics is made up largely of irrelevancies.”
   — Dalton Camp
7. “Politics is the art of looking for trouble, finding it whether it exists or not, diagnosing it incorrectly, and applying the wrong remedy.”
   — Ernest Benn
8. “Being in politics is like being a football coach. You have to be smart enough to understand the game, and dumb enough to think it’s important.”
   — Eugene McCarthy
9. “We would all like to vote for the best man but he is never a candidate.”
   — Frank McKinney Hubbard
10. “When the political columnists say ‘Every thinking man’ they mean themselves, and when candidates appeal to ‘Every intelligent voter’ they mean everybody who is going to vote for them.”
    — Franklin P. Adams
11. “Run for office? No. I’ve slept with too many women, I’ve done too many drugs, and I’ve been to too many parties.”
    — George Clooney
12. “My choice early in life was either to be a piano-player in a whorehouse or a politician. And to tell the truth, there’s hardly any difference.”
    — Harry S. Truman
13. “Nothing is so admirable in politics as a short memory.”
    — John Kenneth Galbraith
14. “The word ‘politics’ is derived from the word ‘poly’, meaning ‘many’, and the word ‘ticks’, meaning ‘blood sucking parasites’.”
    — Larry Hardiman
15. “Politics is the skilled use of blunt objects.”
    — Lester B. Pearson
16. “Politics is war without bloodshed while war is politics with bloodshed.”
    — Mao Tse-Tung
17. “Nothing can so alienate a voter from the political system as backing a winning candidate.”
    — Mark B. Cohen
18. “You can lead a man to Congress, but you can’t make him think.”
    — Milton Berle
19. “Politics is the art of the possible.”
    — Otto Von Bismarck
20. “In politics, an absurdity is not a handicap.”
    — Napoleon Bonaparte
21. “Politics is the art of preventing people from taking part in affairs which properly concern them.”
    — Paul Valery
22. “Politicians are wonderful people as long as they stay away from things they don’t understand, such as working for a living.”
    — P. J. ORourke
23. “In politics you must always keep running with the pack. The moment that you falter and they sense that you are injured, the rest will turn on you like wolves.”
    — R. A. Butler
24. “Politics is largely a matter of heart.”
    — R. A. Butler
25. “Politics is perhaps the only profession for which no preparation is thought necessary.”
    — Robert Louis Stevenson
26. “Politics is not a bad profession. If you succeed there are many rewards, if you disgrace yourself you can always write a book.”
    — Ronald Reagan
27. “Politics is supposed to be the second oldest profession. I have come to realize that it bears a very close resemblance to the first.”
    — Ronald Reagan
28. “A politician is a fellow who will lay down your life for his country.”
    — Texas Guinan
29. “The political machine triumphs because it is a united minority acting against a divided majority.”
    — Will Durant
30. “The more you read and observe about this Politics thing, you got to admit that each party is worse than the other. The one that’s out always looks the best.”
    — Will Rogers

Resource Box – © Danielle Hollister (2004) is the Publisher of BellaOnline Quotations Zine – A free newsletter for quote lovers featuring more than 10,000 quotations in dozens of categories like – love, friendship, children, inspiration, success, wisdom, family, life, and many more. Read it online at – http://www.bellaonline.com/articles/art8364.asp

• Comments Off
• Uncategorized